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Creditor Harassment

Most of Our Potential Clients Qualify for Bankruptcy Protection

If you have accumulated unmanageable debt, you are far from alone in Central Florida. Millions of people here and across the country are in a similar situation. For many, the most direct and reliable path to financial recovery and freedom from constant debt collection harassment starts with reliable counsel on Chapter 7 or Chapter 13 bankruptcy. While not everyone qualifies for these forms of sweeping debt relief, 90 to 95 percent of the potential clients who come to us do.

Decades of Experience Securing Clients Debt Relief

At Elkins & Elkins, our attorneys are dedicated to helping clients end creditor harassment, protect their most important assets and get back on track. Our Orlando lawyers for creditor harassment have filed more than 15,000 bankruptcy cases since 1979. Our creditor harassment lawyers serving Central and South Florida communities will treat you with respect, advise you with integrity, and help you make the best decisions possible for your family and future.

Stopping Creditor Harassment

As soon as you file for bankruptcy, a legal mechanism known as the automatic stay goes into effect. The automatic stay prevents creditors from contacting you in any way unless they obtain the approval of the bankruptcy court. This means that collection calls, judgments, garnishments of your wages, repossession efforts and all other actions against you must cease immediately, and cannot resume until your case has reached its conclusion.

How Can Bankruptcy Help Me?

The U.S. Bankruptcy Code is in place so that people can eliminate overwhelming debt and return to stability and productivity. For hundreds of years now, it has been an essential component of our economy and has allowed financially distressed individuals to gain benefits such as:

  • A complete, legally enforceable discharge (elimination) of most or all unsecured debts such as credit card balances
  • The ability to keep most or all of your essential assets, typically including your home, retirement savings in qualified accounts, basic automobiles and household property

We will help you complete the bankruptcy means test and determine whether you are eligible to file bankruptcy.

Protect Yourself From Creditors, Call Us Today

Please do not put off getting the legal information and advice you need. Whether you are certain you want to file Chapter 7 bankruptcy or want to discuss Chapter 13 and other options, turn to us at Elkins & Elkins. We offer a free consultation, flexible appointment times and manageable payment plans.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


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The Elkins & Freedman law firm was effective, responsive, and knowledgeable to me during my dire family law situation. Before hiring Mr. Elkins, my ex-girlfriend/mother of my child was not letting me see my child. After hiring Mr. Elkins, I got my child at least half the time. I was most impressed with Mr. Elkins ability and willingness to directly level with my ex-girlfriend/mother of my child, whom initially was uncooperative and not represented. I sincerely felt that Mr. Elkins was my advocate and he got the job done. I highly recommend Mr. Elkins and the Elkins & Freedman law firm to anyone who needs legal representation.

Kendall G.

We Can Help You

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1420 Celebration Blvd. Suite 200
Celebration, FL 34747
Phone: 407-830-1177


7380 W. Sand Lake Rd. Suite 500
Orlando, FL 32819
Phone: 407-830-1177

Altamonte Springs

283 Cranes Roost Blvd. Suite 111
Altamonte Springs, FL 32701
Phone: 407-830-1177